2026 will force African tech to grow up
TechCabal | Kenn Abuya - Dec 22, 2025

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- The tech ecosystem in Africa is moving towards hard institutionalization in 2026.
- Standalone fintech apps are becoming obsolete, with success shifting to companies supporting non-tech sectors.
- The hype around AI may decline due to insufficient local investment in power and data centers.
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The shift towards institutionalization in Africa's tech ecosystem presents both challenges and opportunities. While the decline of standalone fintech apps may seem alarming, it could lead to more sustainable business models that integrate technology into traditional sectors. However, the lack of local investment in AI infrastructure could hinder innovation and growth.
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