National Credit Act
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Legislation governing consumer credit in South Africa, mandating affordability assessments and consumer protection.
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A Legal Dive into South Africa’s Payment Revolution
IT News Africa - Apr 28, 2026
BNPL services allow immediate purchases with installment payments, appealing to consumers and fintech platforms. There is a regulatory grey area regarding whether BNPL products fall under the National Credit Act or the Financial Advisory and Intermediary Services Act.
Financial Sector Conduct AuthorityIntergovernmental Fintech Working GroupConduct of Financial Institutions BillNational Credit Act
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