Only 37% of Ghanaian Businesses Use Digital Payments, New Report Finds
Tech Labari | Labari AI - Apr 09, 2025
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  • Only 37% of businesses in Ghana accept or use digital payments.
  • Agriculture firms show the lowest adoption rates of digital payments.
  • Adoption of digital payments is concentrated in Greater Accra and regional capitals.
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The low adoption rate of digital payments in Ghana is concerning, particularly in sectors like agriculture that are crucial for economic growth. Addressing the barriers identified in the report is essential for fostering a more inclusive financial ecosystem. Policymakers must prioritize education and infrastructure improvements to ensure that all businesses can benefit from digital financial services.
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