Credit Direct wants a bigger role in how Nigerians access financial services
TechCabal | Opeyemi Kareem - Oct 30, 2026
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  • Credit Direct is expanding into embedded finance to make credit more accessible.
  • The company aims to partner with businesses and merchants to integrate financial services.
  • There is a funding gap of over $330 billion for SMEs in Africa.
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Credit Direct's shift towards embedded finance is a strategic move that could significantly enhance financial inclusion in Nigeria and beyond. By addressing the funding gap for SMEs and leveraging partnerships, the company is well-positioned to meet the evolving needs of its customers. However, the success of this strategy will depend on effective execution and responsiveness to market demands.
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