Safaricom Unveils Fintech 2.0, Revolutionizing M-PESA with AI, Enhanced Capacity, and Future-Ready Infrastructure
Tech In Africa | Grace Ashiru - Sep 23, 2025
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Fintech 2.0M-PESADr. Peter NdegwaSafaricomAI (Artificial Intelligence)
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  • Safaricom introduced Fintech 2.0, the most significant enhancement to M-PESA since 2015.
  • The upgrade increases M-PESA's transaction processing capability from 4,500 to 6,000 transactions per second.
  • Fintech 2.0 features an active-active architecture for higher resilience and minimal service interruptions.
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The introduction of Fintech 2.0 by Safaricom is a significant step towards enhancing the digital financial landscape in Africa. This upgrade not only improves the efficiency and resilience of M-PESA but also positions it to leverage AI for better service delivery. It will be interesting to see how this innovation influences competition in the fintech sector and impacts customer experiences.
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