NELFUND loan pending? What students should do if they haven’t received payment
TechCabal | John Adoyi - Feb 16, 2026

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- Many applicants are experiencing delays in their NELFUND loan applications since the 2024 rollout.
- Pending status often indicates that the application is still in the verification or processing stage.
- Incomplete institutional verification is a major bottleneck in the loan disbursement process.
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The challenges faced by NELFUND applicants highlight the need for improved administrative processes and clearer communication from institutions. Streamlining verification and payment processes could enhance the experience for students relying on these loans.
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